Fund databasePrivate Credit

Muzinich European Private Credit ELTIF SICAV, S.A.

Muzinich & Co. · LU2963056267

ELTIF 2.0 Private Credit Luxembourg; fund authorised by the CSSF Article 8 20 share classes ↓ Direct Lending Unitranche

NAV
Fund currencyEUR
Income treatmentboth
Performance 12M (provider)+8.8%
Ongoing costs2.50% p.a.
Min. investmentEUR 1,000
Redemptionmonthly
Risk (SRI)3 / 7

01Performance

We do not yet have a NAV series for this fund. Semi-liquid funds often publish their unit prices only monthly or quarterly — and not always publicly.

Provider figures

These come from the factsheet, the PRIIPs KID or the monthly report. They may relate to a different reference date, a different share class or a longer period than the series above — the series starts with the first documented unit price, not necessarily with the launch. That is why the values sometimes differ.

Performance 12M · as at 31 Jan 20268.80%
Since launch p.a. · as at 31 Jan 20268.80%

Target return per the provider: Net target return 8-10 % (net of all fees and costs). In addition: 'The Fund targets a net annual distribution of 5%, along with capital appreciation.' Assumptions: 85 % senior secured private debt @ 10.0 %, 15 % liquid IG/HY @ 4.0 %, leverage up to 50 % of NAV, base rate 2.0 %, total costs 2.5 % p.a

Source: Presentation Fund-in-Focus Q1 2026 (31 Mar 2026); Factsheet 31 Jan 2026

Provider figure or KID scenario — not a forecast by semiliquid.info. Target returns are not guaranteed.

02Strategy & portfolio

What the fund does and how the portfolio is put together.

Launch year2025
Fund sizeEUR 200mas at 31 Jan 2026
CurrencyEUR
Income treatmentboth
SFDRArticle 8
Recommended holding
Liquidity buffer45.00%
Leverage limit50.00%

Risk indicator 3 of 7 from the key information document (1 = low, 7 = high); it captures liquidity risks only to a limited extent.

Portfolio breakdown

Broken down using semiliquid’s common taxonomy — provider labels are mapped onto shared categories so that funds can be compared. Only published figures are used; nothing is estimated.

Sector breakdown

Actual portfolio% of NAVas at 31 Jan 2026

Technology & software29.0%
Business services22.0%
Consumer & retail21.0%
Industrials & manufacturing17.0%
Healthcare & life sciences6.0%
Transport & logistics4.0%
Other1.0%
Show individual values
Consulting & professional services19.0%
IT services17.0%
Food & beverages17.0%
Machinery & plant engineering14.0%
Media & entertainment7.0%
Pharma & biotechnology6.0%
Semiconductors & hardware5.0%
Retail & specialist stores4.0%
Transport & logistics4.0%
Industrial goods & components3.0%
+ 2 more
B2B services3.0%
Other1.0%
Source: Muzinich 'European Private Credit ELTIF' Factsheet 31.01.2026

Geographic breakdown

Actual portfolio% of NAVas at 31 Jan 2026

Italy31.0%
France22.0%
Germany17.0%
Switzerland11.0%
Ireland5.0%
Spain4.0%
Netherlands4.0%
United Kingdom3.0%
Portugal3.0%
Show groups
Europe100.0%
Source: Muzinich 'European Private Credit ELTIF' Factsheet 31.01.2026

Strategy

Direct Lending Unitranche

Senior secured direct lending – predominantly floating-rate unitranche, club and syndicated loans with 1-2 financial covenants; target leverage < 4x on average; maturities of 4-7 years

Portfolio composition

Use of proceeds of the private investments

Acquisition financing63.0%
Refinancing24.0%
Add-on12.0%

Currency of the private investments

EUR86.0%
CHF11.0%
GBP3.0%

Rating of the liquid portion

B34.0%
BB27.0%
BBB26.0%
>BBB+10.0%
<B1.0%
NR3.0%
Provider wording in full
Private assets 55 % / liquid assets 20 % / European Loans Fund 25 % (chart 'Fund allocation'); summarised in the text as 55 % private / 45 % liquid. Use of proceeds of the private investments: acquisition financing 63 %, refinancing 24 %, add-on 12 %. Currency of the private investments: EUR 86 %, CHF 11 %, GBP 3 %. Rating of the liquid portion: B 34 %, BB 27 %, BBB 26 %, >BBB+ 10 %, <B- 1 %, NR 3 %
Source: Factsheet LU2963056267, as at 31 Jan 2026

Top holdings

Liquid portion (as a % of GAV): Muzinich European Loans Fund 24.9 %; Muzinich Global Short Duration Investment Grade Fund 17.7 %; Muzinich Europeyield Fund 13.8 %; cash 1.3 %. Individual names of the private investments are not disclosed. Key figures for the private investments: average EBITDA EUR 13m, average fund investment EUR 5.9m, average leverage 3.5x, average spread at closing >600 bps
Source: Factsheet LU2963056267, as at 31 Jan 2026

03Costs

The basis is the PRIIPs KID of the share class we track — which makes it comparable across providers.

Management fee1.90%
Total ongoing costs2.50%
Entry charge max.3.00%
Redemption fee0.00%
Performance fee10.00%
Hurdle rate5.00%
High-water markyes

In context: ongoing costs

This fund
2.50%
Median Private Credit
2.19%

Median across 23 funds in this asset class in our database, based on the PRIIPs KID. No statement about quality — cost structures differ depending on the strategy and on target-fund layers.

How the performance fee works

Single-tier: 10 % of the gains above an annual hurdle of 5 %, with FULL CATCH-UP and HIGH WATER MARK. For this the prospectus defines the terms 'Adjusted NAV', 'Prior High NAV', 'Return Hurdle', 'Premium Subscription Shares' and 'Deficit Subscription Shares' (section 'Incentive Fees'); the available extract of the prospectus text breaks off before the detailed provision
Source: Factsheet LU2963056267 (31 Jan 2026); Prospectus April 2025, glossary

Costs per the key information document

No PRIIPs cost table in the available documents. Provider assumption in the presentation: 'total costs of 2.5% p.a., including management fees (including distribution fees), incentive fees and fund expenses (fund administration, audit, hedging costs, etc.)'
Source: Presentation Fund-in-Focus Q1 2026 (31 Mar 2026), 'Notes and Assumptions'

04Subscription & entry

How you get into the fund, and on what terms.

Subscriptionmonthly
Minimum investmentEUR 1,000 – EUR 100m by class
Entry chargeup to 3.00%
Rec. holding periodnot documented

Subscription per the document

Monthly - subscription as at the last business day of each calendar month (subscription date) or on further days determined by the board which coincide with a valuation date. Cooling-off: retail investors may withdraw their subscription in writing within two weeks of joining

Source: Prospectus April 2025, section 3.5; Factsheet 31 Jan 2026

05Redemption & liquidity

Semi-liquid means redemption only on fixed dates, with notice periods and upper limits. This is how it works for this fund — in the order the redemption process runs.

Units can be redeemed monthly; notice must be given 30 days before the date; on each date the fund redeems at most 2 % of fund assets.

1 · Lock-upnone
2 · Notice period30 days before the date
3 · Redemption datemonthly
4 · Gatemax. 2 % per date
5 · Payout60 days after the date

The gate caps redemptions at 2 % of fund assets per date. If more investors want out at the same time, orders are scaled back pro rata or deferred to the next date.

From the notice being received to the money reaching your account: typically around 90 to 121 days — depending on how far away the next redemption date is. If the gate bites or redemptions are suspended, it can take considerably longer.

Redemption per the document

Monthly as at the last business day of each calendar month (redemption date), with 30 days' notice; no obligation to redeem before the first redemption date after the units have been acquired

Source: Prospectus April 2025, section 3.5 'Redemptions'; Factsheet 31 Jan 2026

Gate per the document

Up to 2 % of NAV per month, 5 % per quarter and 20 % p.a. ('Permissible Redemption Amount' under the monthly, bi-monthly and quarterly redemption caps of the prospectus)

Source: Factsheet LU2963056267 (31 Jan 2026); Presentation Q1 2026; Prospectus April 2025

Notice period

'no less than 30 days' prior written notice' before the relevant redemption date

Source: Prospectus April 2025, section 3.5 'Redemptions'

Lock-up

No lock-up - 'no lock-in periods'; no redemption fee shown in the documents. Restriction: redemption only from the first redemption date after the units have been acquired

Source: Presentation Fund-in-Focus Q1 2026; Prospectus April 2025, section 3.5

Liquidity score: 3.8 of 5

Redemption frequency
5 / 5 · 40 %
Gate / redemption cap
1 / 5 · 25 %
Notice period
4 / 5 · 20 %
Redemption fee
5 / 5 · 15 %

The score measures only the contractual redemption mechanics (the higher, the more flexible) — not whether the fund actually stays liquid under stress. Weightings in per cent.

06Share classes

20 classes known. All cost and risk figures on this page apply to LU2963056267. Minimum investment by class EUR 1,000 – EUR 100m.

ISINStatusMin. investmentOngoing costsSRI
LU2963056267basis of this pageEUR 1,0002.50%3/7
LU2928527899not yet collectednot documentednot documentednot documented
LU2963055616not yet collectednot documentednot documentednot documented
+ 17 more share classes
ISINStatusMin. investmentOngoing costsSRI
LU2963055707not yet collectednot documentednot documentednot documented
LU2963055889not yet collectednot documentednot documentednot documented
LU2963055962not yet collectednot documentednot documentednot documented
LU2963056002not yet collectednot documentednot documentednot documented
LU2963056184not yet collectednot documentednot documentednot documented
LU2963056341not yet collectednot documentednot documentednot documented
LU2963056424not yet collectednot documentednot documentednot documented
LU2963056697not yet collectednot documentednot documentednot documented
LU2963056770not yet collectednot documentednot documentednot documented
LU2963056853not yet collectednot documentednot documentednot documented
LU3018866833not yet collectednot documentednot documentednot documented
LU3018866916not yet collectednot documentednot documentednot documented
LU3051947359not yet collectednot documentednot documentednot documented
LU3051947433not yet collectednot documentednot documentednot documented
LU3051947516not yet collectednot documentednot documentednot documented
LU3051947607not yet collectednot documentednot documentednot documented
LU3195976462not yet collectednot documentednot documentednot documented

Costs, minimum investment and risk can differ markedly by class — check the key information document of the specific class before subscribing.

07Fund details & verification

Who stands behind the fund, who it is authorised for — and what the figures rest on.

AIFM / management company

Muzinich & Co. (Ireland) Limited (32 Molesworth Street, Dublin 2; Central Bank of Ireland no. C30119). Portfolio manager (delegated): Muzinich & Co. Limited, London (FCA). Administrator/auditor: Brown Brothers Harriman (Luxembourg) S.C.A. / Deloitte Audit S.a r.l

Source: Factsheet 31 Jan 2026 'Key terms'; Prospectus April 2025, sections 3.1-3.3 and glossary

Depositary

Brown Brothers Harriman (Luxembourg) S.C.A

Source: Factsheet LU2963056267 (31 Jan 2026) 'Depositary'; Prospectus April 2025, glossary 'Depositary'

Launch date

Fund inception date January 2025 (first subscription date expected around 31 Jan 2025; company incorporated 20 Dec 2024, articles of association published 3 Feb 2025). Share class R Accumulation EUR (LU2963056267) launched on 31 Jul 2025 (not 31 Jan 2025).

Source: Factsheet LU2963056267 (31 Jan 2026) 'Launched' column; Prospectus (April 2025) section 3.5

BaFin database

Listed as “Muzinich European Private Credit ELTIF SICAV, S.A.“ · fund type: EU/foreign ELTIF, closed-ended, all investors · ID 70172384

Source: ESMA ELTIF register (Art. 3(3) ELTIF Regulation), as at 31 Jul 2026

Eligible investors

Retail investors AND professional investors who are 'Eligible Investors': EEA investors who are professional investors or retail investors with a MiFID II suitability assessment (Art. 25(2)/(6)); US persons only as accredited investor AND qualified purchaser; investors from other jurisdictions where permitted. The factsheet/presentation are 'FOR PROFESSIONAL CLIENTS ONLY'

Source: Prospectus April 2025, glossary 'Eligible Investor' and section 1 'Target investors'

Distribution authorisation

Registered, depending on the share class, in Luxembourg, France, Belgium, Germany, Austria, Italy, Spain and the Netherlands; according to the provider additionally Switzerland and the United Kingdom.

Fee layers / double charging

Several layers possible: the fund invests not only directly but also via primary and secondary fund investments; at the level of the target funds their fees and carry are incurred in addition (double charging), and no crediting rule is documented. AIFM: Muzinich & Co. (Ireland) Limited (supervisory authority: Central Bank of Ireland); investment manager: Muzinich & Co. Limited.

All figures come from our analysis of provider documents (product data as at 19 Aug 2026, distribution data as at 12 Aug 2026) and have not been conclusively verified.

Similar funds

Same asset class, sorted by overlap of sub-strategy — no recommendation, no ranking.

Important information. semiliquid.info does not provide investment advice and makes no recommendation to buy, sell or hold fund units — no ranking, no offer, no invitation to subscribe. Only the prospectus and the key information document (PRIIPs KID) of the respective fund are authoritative. We give no warranty for the accuracy, completeness or currency of the information. Semi-liquid funds invest in illiquid assets: redemptions are possible only to a limited extent and can be capped, deferred or suspended; there is a risk of total loss. Past performance is not a reliable indicator of future results. Read the prospectus and the key information document before making an investment decision and seek professional advice where appropriate.