Fund databasePrivate Credit

Kartesia Credit ELTIF

Kartesia Management · LU3223166664

ELTIF Private Credit Luxembourg Article 8 13 share classes ↓ Mezzanine / Subordinated

NAV
Fund currencyEUR
Income treatmentaccumulating
Performance
Ongoing costs3.60% p.a.
Min. investment
Redemptionquarterly
Risk (SRI)6 / 7

01Performance

We do not yet have a NAV series for this fund. Semi-liquid funds often publish their unit prices only monthly or quarterly — and not always publicly.

Provider figures

These come from the factsheet, the PRIIPs KID or the monthly report. They may relate to a different reference date, a different share class or a longer period than the series above — the series starts with the first documented unit price, not necessarily with the launch. That is why the values sometimes differ.

Target return per the provider: No target return. KID scenarios class CA26 (EUR 10,000, 8 years): unfavourable +2.78 % p.a. (EUR 12,450), moderate +6.46 % p.a. (EUR 16,500), favourable +8.40 % p.a. (EUR 19,070). 1 year: -16.81 % / -13.94 % / -9.81 %

Source: KID_LU3223166664_CA26_2026-01-15 (as at 15 Jan 2026)

Provider figure or KID scenario — not a forecast by semiliquid.info. Target returns are not guaranteed.

02Strategy & portfolio

What the fund does and how the portfolio is put together.

Launch year2025
Fund size
CurrencyEUR
Income treatmentaccumulating
SFDRArticle 8
Recommended holding8 yrs
Liquidity buffer
Leverage limit

Risk indicator 6 of 7 from the key information document (1 = low, 7 = high); it captures liquidity risks only to a limited extent.

Portfolio breakdown

Broken down using semiliquid’s common taxonomy — provider labels are mapped onto shared categories so that funds can be compared. Only published figures are used; nothing is estimated.

Sector breakdown

Approximation (qualitative)% of NAVas at 21 Aug 2026

Diversified, no sector breakdownThe provider reports the portfolio as a single position — no finer breakdown is published.
Source: Fondsdokumente des Anbieters (KID/Prospekt/Präsentation), qualitative Angabe ohne Prozentwerte — Belegzitate in den Spalten 'Text: Sektorfokus' und 'Text: Regionenfokus'

Geographic breakdown

Approximation (qualitative)% of NAVas at 21 Aug 2026

EuropeThe provider reports the portfolio as a single position — no finer breakdown is published.
Source: Fondsdokumente des Anbieters (KID/Prospekt/Präsentation), qualitative Angabe ohne Prozentwerte — Belegzitate in den Spalten 'Text: Sektorfokus' und 'Text: Regionenfokus'

Strategy

Mezzanine / Subordinated

Two-part portfolio: "Private Credit Bucket" with corporate loans – typically senior ranking loans, alongside second-lien/mezzanine/subordinated instruments, shareholder loans and (convertible) bonds; "Liquid Assets Bucket" with UCITS/UCIs managed by Candriam (money market, fixed income including high yield), money market instruments, deposits/cash. Split according to press reports approx. 85 % private credit / 15 % liquid assets

03Costs

The basis is the PRIIPs KID of the share class we track — which makes it comparable across providers.

Management fee3.60%
Total ongoing costs3.60%
Entry charge max.0.00%
Redemption fee10.00%
Performance fee20.00%
Hurdle rate3.50%
High-water markyes

In context: ongoing costs

This fund
3.60%
Median Private Credit
2.19%

Median across 23 funds in this asset class in our database, based on the PRIIPs KID. No statement about quality — cost structures differ depending on the strategy and on target-fund layers.

How the performance fee works

Single-tier on total return against a reference indicator (no BDC two-part split): up to 20 % p.a. of the outperformance of the NAV against the capitalised €STR with a floor of 3.5 % (class CA26), calculated using the 'High Water Mark Permanent' methodology
Source: KID_LU3223166664_CA26_2026-01-15 (as at 15 Jan 2026)

Costs per the key information document

PRIIPs KID class CA26 (as at 15 Jan 2026, EUR 10,000): Entry costs 0.00 % maximum (but shown as EUR 400 in euro terms - see anomalies); Exit costs up to 10.00 % of the investment, payable only on redemption before the end of the soft lock-up period (EUR 1,111 in the example; the exit costs accrue to the FUND); Management fees and other administrative or operating costs 3.60 % p.a. = EUR 495 (estimate based on the actual costs of the previous year); Transaction costs 0.00 % = EUR 0; Performance fees EUR 0 in the example. COSTS OVER TIME: Total costs EUR 2,006 after 1 year, EUR 7,564 after 8 years. ANNUAL COST IMPACT: 20.1 % on exit after 1 year, 4.5 % p.a. after 8 years (recommended holding period); footnote: 'your average return per year is projected to be 11.0% before costs and 6.5% after costs'
Source: KID_LU3223166664_CA26_2026-01-15 (as at 15 Jan 2026)

04Subscription & entry

How you get into the fund, and on what terms.

Subscriptionquarterly
Minimum investmentnot documented
Entry chargeup to 0.00%
Rec. holding period8 years

Subscription per the document

quarterly

05Redemption & liquidity

Semi-liquid means redemption only on fixed dates, with notice periods and upper limits. This is how it works for this fund — in the order the redemption process runs.

Units can be redeemed quarterly.

1 · Lock-upnot documented
2 · Notice periodunknown
3 · Redemption datequarterly
4 · Gatenot documented
5 · Payoutnot documented

Redemption per the document

quarterly

Gate per the document

not documented

Notice period

not documented

Lock-up

Soft lock-up: 'Shares are not redeemable free of charge at the request of the shareholders until the end of the second calendar year following the first subscription date (Soft Lock-Up Period) of the Fund.' Thereafter redemption free of charge; during the period exit costs of up to 10 % in favour of the fund

Source: KID_LU3223166664_CA26_2026-01-15 (as at 15 Jan 2026)

06Share classes

13 classes known. All cost and risk figures on this page apply to LU3223166664.

ISINStatusMin. investmentOngoing costsSRI
LU3223166664basis of this pagenot documented3.60%6/7
LU2954178039not yet collectednot documentednot documentednot documented
LU2954178203not yet collectednot documentednot documentednot documented
+ 9 more share classes
ISINStatusMin. investmentOngoing costsSRI
LU2954178385not yet collectednot documentednot documentednot documented
LU2954178468not yet collectednot documentednot documentednot documented
LU2954178542not yet collectednot documentednot documentednot documented
LU2954178625not yet collectednot documentednot documentednot documented
LU2954178971not yet collectednot documentednot documentednot documented
LU3223166748not yet collectednot documentednot documentednot documented
LU3223167126not yet collectednot documentednot documentednot documented
LU3223167399not yet collectednot documentednot documentednot documented
LU3253124591not yet collectednot documentednot documentednot documented

Costs, minimum investment and risk can differ markedly by class — check the key information document of the specific class before subscribing.

07Fund details & verification

Who stands behind the fund, who it is authorised for — and what the figures rest on.

AIFM / management company

PRIIP manufacturer and management company: Alter Domus Management Company S.A., 15 Boulevard F.W. Raiffeisen, L-2411 Luxembourg, authorised and supervised by the CSSF. Portfolio management/brand: Candriam and Kartesia; fund: Candriam Private Assets, SICAV (ELTIF sub-fund)

Source: KID_LU3223166664_CA26_2026-01-15 (as at 15 Jan 2026)

Depositary

CACEIS Bank, Luxembourg Branch

Source: KID_LU3223166664_CA26_2026-01-15 (as at 15 Jan 2026)

Launch date

3 Feb 2025 (first PRIIPs KID valid from 3 Feb 2025; fund launch according to the provider 3 Feb 2025); announcement of the Candriam/Kartesia cooperation in February 2025

Eligible investors

'The product is intended for retail investors with knowledge and/or experience of these types of products, that have obtained appropriate investment advice and that have the ability to bear losses up to the amount they have invested in the Fund. The product is not suitable for retail investors that are unable to sustain such a long-term and illiquid investment.'

Source: KID_LU3223166664_CA26_2026-01-15 (as at 15 Jan 2026)

Distribution authorisation

Envisaged, or once the registrations are completed: Italy, Austria, Belgium, Denmark, Finland, France, Germany, Netherlands, Portugal, Spain, Sweden

Fee layers / double charging

TWO MANAGERS, ONE FUND LEVEL: Kartesia Management manages the private credit bucket, Candriam the liquid assets bucket - both remuneration components are included in the aggregated KID line item. No additional target-fund/master level is disclosed; in so far as the private credit bucket is implemented via Kartesia target funds, double charging would be possible (not documented)

All figures come from our analysis of provider documents (product data as at 19 Aug 2026, distribution data as at 12 Aug 2026) and have not been conclusively verified.

Similar funds

Same asset class, sorted by overlap of sub-strategy — no recommendation, no ranking.

Important information. semiliquid.info does not provide investment advice and makes no recommendation to buy, sell or hold fund units — no ranking, no offer, no invitation to subscribe. Only the prospectus and the key information document (PRIIPs KID) of the respective fund are authoritative. We give no warranty for the accuracy, completeness or currency of the information. Semi-liquid funds invest in illiquid assets: redemptions are possible only to a limited extent and can be capped, deferred or suspended; there is a risk of total loss. Past performance is not a reliable indicator of future results. Read the prospectus and the key information document before making an investment decision and seek professional advice where appropriate.