Fund databasePrivate Credit

SEB ELTIF – Capital Four Private Debt

SEB Asset Management / SEB Funds AB in partnership with Capital Four · LU2974079704

ELTIF 2.0 Private Credit Luxembourg Article 8 19 share classes ↓ Direct Lending Mezzanine / Subordinated

NAV
Fund currencyEUR
Income treatmentaccumulating
Performance
Ongoing costs2.07% p.a.
Min. investmentEUR 25,000
Redemptionquarterly
Risk (SRI)6 / 7

01Performance

We do not yet have a NAV series for this fund. Semi-liquid funds often publish their unit prices only monthly or quarterly — and not always publicly.

Provider figures

These come from the factsheet, the PRIIPs KID or the monthly report. They may relate to a different reference date, a different share class or a longer period than the series above — the series starts with the first documented unit price, not necessarily with the launch. That is why the values sometimes differ.

Since launch p.a. · as at 5 Jun 20261.76%

Target return per the provider: Investment objective: an average annual return equal to the European risk-free rate (Euribor) plus 5 %. KID scenarios over 5 years (after costs): stress -2.8 % p.a., unfavourable 1.5 % p.a., moderate 7.2 % p.a. (EUR 14,155), favourable 13.3 % p.a

Source: KID 5 Jun 2026, Objectives / Performance scenarios

Provider figure or KID scenario — not a forecast by semiliquid.info. Target returns are not guaranteed.

02Strategy & portfolio

What the fund does and how the portfolio is put together.

Launch year
Fund size
CurrencyEUR
Income treatmentaccumulating
SFDRArticle 8
Recommended holding5 yrs
Liquidity buffer50.00%
Leverage limit

Risk indicator 6 of 7 from the key information document (1 = low, 7 = high); it captures liquidity risks only to a limited extent.

Portfolio breakdown

Broken down using semiliquid’s common taxonomy — provider labels are mapped onto shared categories so that funds can be compared. Only published figures are used; nothing is estimated.

Sector breakdown

Approximation (qualitative)% of NAVas at 21 Aug 2026

Diversified, no sector breakdownThe provider reports the portfolio as a single position — no finer breakdown is published.
Source: Fondsdokumente des Anbieters (KID/Prospekt/Präsentation), qualitative Angabe ohne Prozentwerte — Belegzitate in den Spalten 'Text: Sektorfokus' und 'Text: Regionenfokus'

Geographic breakdown

Approximation (qualitative)% of NAVas at 21 Aug 2026

NordicsThe provider reports the portfolio as a single position — no finer breakdown is published.
Source: Fondsdokumente des Anbieters (KID/Prospekt/Präsentation), qualitative Angabe ohne Prozentwerte — Belegzitate in den Spalten 'Text: Sektorfokus' und 'Text: Regionenfokus'

Strategy

Direct Lending Mezzanine / Subordinated

Directly originated corporate loans, predominantly senior secured first-lien loans; supplemented by subordinated direct loans, leveraged loans, high yield debt instruments and broadly syndicated loans; predominantly floating rate; credit quality expected at the time of investment B to BB+ (S&P equivalent)

03Costs

The basis is the PRIIPs KID of the share class we track — which makes it comparable across providers.

Management feenot documented
Total ongoing costs2.07%
Entry charge max.2.00%
Redemption fee0.00%
Performance fee10.00%
Hurdle rate4.00%
High-water markyes

In context: ongoing costs

This fund
2.07%
Median Private Credit
2.19%

Median across 23 funds in this asset class in our database, based on the PRIIPs KID. No statement about quality — cost structures differ depending on the strategy and on target-fund layers.

How the performance fee works

Single-tier with a double condition: 10 % of the returns above the highest value per unit previously achieved (high-water mark) AND at the same time above 3M Euribor + 4 % p.a. Calculation, accrual and crystallisation quarterly
Source: KID 5 Jun 2026, Additional costs under certain conditions

Costs per the key information document

Class C1 EUR: administrative/operating costs 2.07 % p.a. (EUR 207 on EUR 10,000) + transaction costs 0.17 % p.a. (EUR 17) = 2.24 % p.a.; total costs EUR 492 on exit after 1 year and EUR 1,856 after 5 years; annual cost impact (reduction in yield) 4.9 % (1 year) and 2.7 % (5 years, recommended holding period); return impact: 9.9 % before costs vs 7.2 % after costs p.a
Source: KID 5 Jun 2026, Costs over time / Composition of costs

04Subscription & entry

How you get into the fund, and on what terms.

Subscriptionquarterly
Minimum investmentEUR 25,000
Entry chargeup to 2.00%
Rec. holding period5 years

Subscription per the document

'As a rule you can buy and sell fund units once per quarter. A one-month notice period applies to subscriptions.'

Source: KID 5 Jun 2026, Objectives/Subscription and redemption

05Redemption & liquidity

Semi-liquid means redemption only on fixed dates, with notice periods and upper limits. This is how it works for this fund — in the order the redemption process runs.

Units can be redeemed quarterly; notice must be given 180 days before the date; on each date the fund redeems at most 5 % of fund assets; for the first 18 months after subscription no redemption is possible.

1 · Lock-up18 months from subscription
2 · Notice period180 days before the date
3 · Redemption datequarterly
4 · Gatemax. 5 % per date
5 · Payout60 days after the date

The gate caps redemptions at 5 % of fund assets per date. If more investors want out at the same time, orders are scaled back pro rata or deferred to the next date.

From the notice being received to the money reaching your account: typically around 240 to 332 days — depending on how far away the next redemption date is. If the gate bites or redemptions are suspended, it can take considerably longer.

Redemption per the document

Quarterly, in each case the last calendar day of each quarter in Luxembourg (31 Mar/30 Jun/30 Sep/31 Dec; otherwise the preceding business day)

Source: KID 5 Jun 2026, How long should I hold it

Gate per the document

Redemption threshold of 5 % of the value of the units in issue per redemption date (net after offsetting against subscriptions on the same valuation date), pro-rata processing and automatic carry-forward of the unsettled portion to the next redemption date. IN ADDITION: total redemptions on a redemption date are limited to 50 % of the fund's liquid assets and/or any additional liquid assets.

Source: KID 5 Jun 2026, How long should I hold it

Notice period

Redemption: 6 months' notice before the redemption date; subscription: 1 month's notice period

Source: KID 5 Jun 2026, How long should I hold it

Lock-up

Minimum holding period of 18 months from the subscription date ('This product cannot be redeemed within the first 18 months from the investor's subscription date'); extendable during the ramp-up phase, but to no more than three years. No exit fee. 14 calendar days' right of withdrawal from signing the application (full refund without fees, without interest)

Source: KID 5 Jun 2026, How long should I hold it

Liquidity score: 2.9 of 5

Redemption frequency
3 / 5 · 40 %
Gate / redemption cap
3 / 5 · 25 %
Notice period
1 / 5 · 20 %
Redemption fee
5 / 5 · 15 %

The score measures only the contractual redemption mechanics (the higher, the more flexible) — not whether the fund actually stays liquid under stress. Weightings in per cent.

06Share classes

19 classes known. All cost and risk figures on this page apply to LU2974079704.

ISINStatusMin. investmentOngoing costsSRI
LU2974079704basis of this pageEUR 25,0002.07%6/7
LU2974079613not yet collectednot documentednot documentednot documented
LU2974079886not yet collectednot documentednot documentednot documented
+ 16 more share classes
ISINStatusMin. investmentOngoing costsSRI
LU2974079969not yet collectednot documentednot documentednot documented
LU2974080033not yet collectednot documentednot documentednot documented
LU3062785848not yet collectednot documentednot documentednot documented
LU3062785921not yet collectednot documentednot documentednot documented
LU3062786069not yet collectednot documentednot documentednot documented
LU3062786143not yet collectednot documentednot documentednot documented
LU3062786226not yet collectednot documentednot documentednot documented
LU3096161206not yet collectednot documentednot documentednot documented
LU3201344630not yet collectednot documentednot documentednot documented
LU3201344713not yet collectednot documentednot documentednot documented
LU3201344804not yet collectednot documentednot documentednot documented
LU3201344986not yet collectednot documentednot documentednot documented
LU3201345108not yet collectednot documentednot documentednot documented
LU3201345280not yet collectednot documentednot documentednot documented
LU3201345363not yet collectednot documentednot documentednot documented
LU3201345447not yet collectednot documentednot documentednot documented

Costs, minimum investment and risk can differ markedly by class — check the key information document of the specific class before subscribing.

07Fund details & verification

Who stands behind the fund, who it is authorised for — and what the figures rest on.

AIFM / management company

SEB Funds AB (Sweden), authorised and regulated by the Swedish Financial Supervisory Authority (SFSA); acts as AIFM and ELTIF manager; subsidiary of Skandinaviska Enskilda Banken AB (publ)

Source: KID 5 Jun 2026, Product/supervisory authority

Depositary

Skandinaviska Enskilda Banken AB (publ), Luxembourg Branch

Source: KID 5 Jun 2026, Practical information

Launch date

Not shown in the PRIIPs KID; only its date of issue is stated there (5 Jun 2026).

Source: KID 5 Jun 2026

BaFin database

Listed as “SEB ELTIF - Capital Four Private Debt“ · fund type: EU/foreign ELTIF, open-ended, all investors · ID 70169987

Source: ESMA ELTIF register (Art. 3(3) ELTIF Regulation), as at 31 Jul 2026

Eligible investors

Retail investor target market: investment horizon of at least 5 years; investors must have sufficient experience and theoretical knowledge of private debt risks, have a medium- to long-term horizon, be able to bear losses and have received professional investment advice

Source: KID 5 Jun 2026, Intended retail investor

Distribution authorisation

Not documented (official registration list not published; the PRIIPs KID is available in German, SEB core markets Sweden/Nordics)

Fee layers / double charging

Two contractual counterparties, one fund level: SEB Funds AB / SEB Asset Management as initiator and distribution partner, Capital Four AIFM A/S as fund manager. Both remunerations are included in the aggregated ongoing costs. No master/feeder or target-fund level stated; no double charging documented

All figures come from our analysis of provider documents (product data as at 19 Aug 2026, distribution data as at 12 Aug 2026) and have not been conclusively verified.

Similar funds

Same asset class, sorted by overlap of sub-strategy — no recommendation, no ranking.

Important information. semiliquid.info does not provide investment advice and makes no recommendation to buy, sell or hold fund units — no ranking, no offer, no invitation to subscribe. Only the prospectus and the key information document (PRIIPs KID) of the respective fund are authoritative. We give no warranty for the accuracy, completeness or currency of the information. Semi-liquid funds invest in illiquid assets: redemptions are possible only to a limited extent and can be capped, deferred or suspended; there is a risk of total loss. Past performance is not a reliable indicator of future results. Read the prospectus and the key information document before making an investment decision and seek professional advice where appropriate.